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Commercial Real Estate Investing: Getting Started

Commercial Real Estate Investing Getting Started

What’s the big deal about investing in commercial real estate investing?

  1. The right commercial real estate investment could serve as the one asset that puts your portfolio over the top.
  2. There are several fundamental indicators to take into consideration when evaluating the viability of commercial real estate investments.
  3. Not unlike flips and wholesales, investors should consider commercial real estate as an important exit strategy.

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Understanding 1031 Exchanges with Farms and Ranches

Understanding 1031 Exchanges with Farms and Ranches

Exchangeable Assets, Like-kind Requirement, and Identification Period – Farmer/Investors interested in selling a farm or ranch using a like kind exchange also know as a 1031 exchange should focus on the particular property being sold and purchased in order to maximize various tax tools including the amount of capital gain that they will be able to defer. Understanding the different tax tools can help investors maximize their tax saving and the amount available for re-investment.

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Rise in Federal Interest Rates Affects Consumers

Rise in Federal Interest Rates Affects Consumers

This is the eight time the Federal Reserve has raised interest rates since 2015 with the interest rates now at 4.6%.

This is bad news for consumers who borrow and good news for consumers who save.

What it Means for Borrowers

When the interest rates rise, it means that the borrower has higher costs. It affects the economy across the nation and tends to influence the set rates for credit cards and other borrowing methods.

If you have a loan with a variable rate, you need to keep an eye on it. As the Federal interest rates go up, variable interest rates on credit cards, home equity line of credit, adjustable-rate mortgages, and even student-loan variable rates will follow suit.

Greg McBride, the Chief Financial Analyst for Bankrate.com, recommends that borrowers should pay off their credit card debt as quickly as possible. All consumers should find credit cards that offer 0% interest rates for 18 months.

If you have a home equity line of credit, ask lenders if you can set a fixed interest rate on the outstanding balance. Keep in mind that it’s not always an option.

If you have an adjustable-rate home loan, you should refinance right away to a fixed rate. It may be currently higher than your current adjustable rate, but rates are expected to keep rising so it would be lower in the long run.

If you’re in the process of buying a home, lock into the fixed interest rate as soon as possible before it rises again.

What it Means for Savers

Deposit rates for savings accounts and CDs usually rise and fall with the federal interest rate. McBride pointed out that for the first time in over a decade, savers are able to earn a profit from their savings account that keeps up with inflation.

Federal rates are expected to continue rising with one more rate hike in 2018 and 3 rate hikes scheduled for 2019.

Federal rates rise to prevent the economy from growing too fast and keep prices from drastically rising.

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Fresno Commercial Real Estate News for April 2018

Real estate in Fresno County is strong and expected to continue its steady streak this year, according to a panel of local experts at the 2017 Fresno County Real Estate Forecast.

The industrial sector still leads commercial real estate. Home prices continue to rise at a healthy rate while interest rates remain low. And despite a rash of store closures, retail remains hot with new concepts and “retailtainment” hitting the area. Yes, retailtainment. More on that later.

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A good year forecast for Fresno County real estate

Realtors and commercial brokers still wince when they talk about how tough market conditions got in Fresno County during the Great Recession.

So it was with seeming delight that experts in various aspects of real estate reported Wednesday to a crowd gathered at the DoubleTree by Hilton Hotel Fresno Convention Center that post-recession improvements to local real estate values seem likely to continue, though in some sectors at slower rates than in recent years.